The Benefits of Choosing Humana Medicare Advantage in 2024

As you approach retirement age, it’s important to start thinking about the healthcare plan that will best meet your needs. If you’re eligible for Medicare, you should consider a Medicare Advantage plan like Humana. Here are some of the benefits you can expect in Humana Medicare Advantage plans 2024 and beyond.

Comprehensive Coverage

Humana Medicare Advantage plans provide more comprehensive healthcare coverage than original Medicare plans. In 2024, you can expect the same level of coverage as previous years, including hospital stays, doctor visits, prescription drugs, and more. But Humana plans will also cover additional benefits like dental, vision, and hearing care. Moreover, Humana is always adapting to the changing healthcare needs of seniors by including COVID-related benefits such as telemedicine, senior-specific virtual classes, and at-home chronic care management.

Network Flexibility

One of the many benefits of choosing Humana Medicare Advantage is the network of healthcare providers. In 2024, Humana is expected to have one of the largest networks of doctors, hospitals, and specialists. This means you will have more choices when it comes to choosing a healthcare provider. If your preferred provider is not in their network, the plan also offers temporary out-of-network care for emergencies and urgent care while out of town. Plus, Humana Priority, Enhanced, or Premier plans may allow you to choose out-of-network providers with higher copayments in certain situations.

Affordable Premiums

Another benefit of Humana Medicare Advantage is that they tend to be more cost-effective than other Medicare plans in terms of premiums, copayments, coinsurance, and deductibles. In 2024, they are expected to continue offering affordable premiums while providing extra benefits at no extra cost. One way they help members is with maximum out-of-pocket limits, which keep healthcare costs more predictable. These limits are expected to remain at $7,550 per year, which includes deductible, copayment and coinsurance payments.

Prescription Coverage

If you require prescription drugs, Humana has you covered, too. In 2024 their plans will still include prescription drug coverage with retail drug coverage and discounts offered at partnering pharmacies, mail-order options, and automatic refill reminders. You no longer need to purchase a separate plan to get prescription coverage. Your drugs will be affordable, and some plans cover diabetic supplies, such as glucometer, lancets, test strips, and insulin pump supplies.

Gym and Meal Discounts

Humana also offers various wellness benefits for seniors including programs such as SilverSneakers fitness program (which includes access to over 18,000 gym facilities nation wide), MOWAA meal delivery program for nutritional meals at home, and rewards for completing simple monthly fitness activities. In 2024, the SilverSneakers program will continue to be included in most of their Medicare Advantage packages, providing beneficiaries with the opportunity to exercise and engage in social events with other seniors. Studies show that physical exercise and nutrition greatly contribute to seniors maintaining a higher quality of life and independent living.


If you’re looking for comprehensive and cost-effective healthcare plans that provide extra benefits for Medicare eligible seniors, Humana Medicare Advantage should be at the top of your list. With comprehensive healthcare coverage, flexible provider networks, affordable premiums, prescription drug coverage, and wellness benefits, you can enjoy a healthy, active, and independent life in your golden years.

John Thompson

Peter Thompson: Peter, a futurist and tech commentator, writes about emerging technology trends and their potential impacts on society.